Supplemental Health Insurance for travel is highly recommended. If you become sick and hospitalized when outside of Canada, the provincial health coverage (OHIP) will likely not pay for all medical charges. Travel insurance pays for emergency services while you are away from home. Trip interruption and cancellation insurance protect the investment you've made in your trip from the time you pay until you've actually departed, a period during which your payment is non-refundable. OHIP:

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